Binance Rolls Out Instant Mastercard Withdrawals for European Crypto Users

Binance has announced the launch of two new features, “Sell to Card” and “Withdraw to Card”, available through its "Buy & Sell Crypto" interface on both the website and mobile app. Sell to Card enables users to sell cryptocurrency for fiat and transfer the resulting balance directly to an eligible Mastercard, while Withdraw to Card allows users to withdraw an existing fiat balance, such as euros, to a Mastercard. Both services are powered by Mastercard Move, a suite of payment solutions designed to enable rapid and secure money movement.

Binance highlights how this new offering transforms the withdrawal experience by eliminating platform juggling, complex routing steps, and unnecessary delays. Instead, users enjoy a near-real-time flow of funds to their card, which can be used for everyday spending, online purchases, or ATM withdrawals.

Accessing the new tools is straightforward. Users log in to Binance (via web or mobile app), navigate to the Sell or Withdraw section under Buy & Sell Crypto, select the relevant option, link or choose a Mastercard, and complete the security verification and transaction. The process is smooth and offers near-real-time fund delivery, powered by Mastercard Move.

Binance positions these tools as a seamless addition to its current withdrawal methods, alongside bank transfers and existing fiat gateways, with the objective of improving liquidity and convenience for European users. By enabling faster access to fiat directly onto a commonly used payment card, Binance is lowering friction in the crypto-to-fiat conversion process. This move could appeal to users seeking quick access to spending funds without the delays typical in bank processing or manual exchanges.

The company states that these features are available to users across the European Economic Area and the United Kingdom. However, availability may vary by region, and terms and conditions apply. This suggests that not every European user may immediately have access, depending on their card issuer or local regulations.

Binance’s launch of Sell to Card and Withdraw to Card significantly simplifies the journey from crypto asset to real-world spendable cash, particularly for European users with eligible Mastercards. By delivering currencies almost instantaneously, the company removes traditional latency barriers common in bank transfers. Moreover, the integration with Mastercard Move ensures both speed and security within a trusted banking framework.

This update positions Binance more competitively in the ecosystem of crypto platforms, especially for users who value quick liquidity and seamless card access. It represents another step toward mainstream usability, integrating crypto into everyday financial habits.

There are, however, practical considerations. User eligibility will depend on whether their Mastercard and region are supported under Binance’s terms. Transaction timing ultimately depends on the receiving financial institution, so “near-real-time” could still mean minimal delays in some cases. Regulatory differences could also affect functionality or rollout schedules, even within the European Economic Area and the UK.

Binance’s new Sell to Card and Withdraw to Card capabilities mark a meaningful advance in crypto usability. With near-instant fiat delivery to Mastercard, European users gain flexible access to their funds, making crypto more practical for real-world spending. As this feature rolls out across eligible regions, it will be worth watching how quickly it is adopted, whether its reach expands to other markets, and if competing exchanges introduce similar services in response.