AllUnity Launches EURAU, Europe’s First Fully Regulated Euro Stablecoin

EURAU is engineered from the ground up for regulated entities, banks, fintech platforms, corporate treasuries, and enterprise ERP systems, offering 24/7 real-time, cross-border euro payment capability, outside traditional banking hours. AllUnity emphasizes institutional-grade transparency and regulatory oversight. CEO Alexander Höptner called the BaFin license “a foundational step towards building a truly secure, transparent and compliant digital cross‑border payment ecosystem for Europe and global markets.” Stefan Hoops, CEO of DWS, described EURAU’s launch as an inflection point signaling that “bringing the euro onto the blockchain represents a foundational building block for the future of the European financial and real economy.”

Flow Traders, as the market‑making partner, will supply liquidity and support trading on platforms like Bullish Europe, which is the first BaFin-regulated exchange listing EURAU with pairs such as BTC/EURAU and USDC/EURAU. Galaxy Digital adds blockchain and digital asset expertise, while BitGo, a regulated digital asset custodian, was recently announced as a strategic partner to provide secure wallet and custody infrastructure for EURAU holders, offering multi-signature and institutional custody flexibility. Other infrastructure partners supporting the launch include Metzler Bank, Fireblocks, V‑Bank, DLT Finance, and security services like Hacken, emphasizing a robust ecosystem approach.

Euro‑pegged stablecoins grew by roughly 44% year‑to‑date, rising from about $310 million to $480 million by mid‑2025 (with some estimates placing the total near $590 million), but still account for only 0.2–0.3% of the global stablecoin market, which remains overwhelmingly dollar‑dominated. Thanks to MiCA enforcement, non‑compliant tokens like Tether’s USDT have been removed from European exchanges such as Binance, Kraken, and Coinbase, pushing demand toward fully regulated euro stablecoins. While Circle’s EURC and SG Forge’s EURCV are already MiCA-compliant, EURAU stands out because it’s backed by major traditional finance firms, offering institutional-grade issuance under a BaFin-regulated framework.

ECB officials and global regulators have warned about the opacity and systemic risk of unregulated stablecoins. Christine Lagarde recently described privately issued stablecoins as potential threats to monetary policy transmission and financial stability, increasing pressure on token issuers to adhere to MiCA standards.

EURAU’s native implementation on Ethereum as an ERC‑20 token allows compatibility with existing smart contract ecosystems, decentralized finance (DeFi) protocols, and tokenized asset platforms. AllUnity also plans to expand to additional blockchains later in 2025. Use cases range from cross‑border corporate treasury operations, instant euro settlements in ERP systems, interoperability for regulated fintech firms, to bridging into DeFi under full regulatory compliance.

EURAU is seen as a crucial instrument in Europe’s broader push for financial sovereignty, enabling euro-based value transfers without relying on U.S. dollar–dominated stablecoins. With the euro accounting for less than 0.3% of global stablecoin volume, the launch of a fully regulated, MiCA-compliant alternative backed by European financial institutions supports the EU’s goal of strengthening monetary autonomy in the digital age.

As the first euro-backed stablecoin issued under a BaFin EMI license and fully MiCA-compliant, EURAU sets a new benchmark for transparency, regulatory alignment, and institutional suitability. By partnering with leading players in finance and blockchain—including DWS, Galaxy, Flow Traders, and BitGo—AllUnity aims to bridge traditional finance and the digital-asset ecosystem. In doing so, it offers a euro‑denominated stablecoin that could meaningfully shift capital flows, enhance payment efficiency, and strengthen Europe’s position in the global digital currency landscape. As MiCA adoption expands, EURAU may emerge as a foundational digital euro solution for regulated institutions—and a catalyst for future cross‑border financial infrastructure in the EU.