3 Billion Mastercard Users Can Now Buy Crypto in Chainlink Partnership

Arry Hashemi

Jun. 25, 2025

Chainlink, a leading Web3 infrastructure provider best known for its decentralized oracle network, and Mastercard, a global payments giant operating in over 210 countries, have announced a strategic partnership that will allow over 3 billion Mastercard cardholders to purchase cryptocurrencies directly on-chain. This collaboration aims to simplify the process of acquiring digital assets, making it as straightforward as any other card transaction.

Chainlink’s technology powers the new Mastercard integration, enabling over 3 billion users to purchase crypto directly on-chain through secure cross-chain infrastructure. (Shutterstock)

The partnership leverages Chainlink's Cross-Chain Interoperability Protocol (CCIP) to facilitate secure and efficient fiat-to-crypto conversions. By integrating CCIP, Mastercard aims to provide its vast user base with direct access to crypto assets, eliminating traditional intermediaries and enhancing transaction efficiency.

"This is the kind of TradFi–DeFi convergence Chainlink was built for," said Sergey Nazarov, Co-Founder of Chainlink. "I’m excited to see Chainlink connect Mastercard’s 3 billion cardholders to next-gen onchain trading. It’s been great working with Mastercard, Swapper Finance, XSwap, Shift4, and zerohash on this complex but rewarding collaboration."

The initiative is supported by a consortium of technology partners, including zerohash, Swapper Finance, Shift4 Payments, and XSwap. Zerohash provides the on-chain service and liquidity needed to convert fiat into crypto with seamless smart contract execution. Shift4 Payments facilitates card processing, while XSwap sources liquidity from decentralized exchanges like the Uniswap protocol, enabling the final execution of swaps on-chain.

"We are excited to be the infrastructure partner alongside Chainlink and Mastercard on the Swapper Finance platform," said Edward Woodford, CEO & Co-Founder of zerohash. "Zerohash's flexible crypto and stablecoin infrastructure powers seamless, compliant crypto-to-crypto swaps."

Mastercard's integration of seamless onchain crypto purchases sets a new benchmark for legacy payment networks embracing blockchain technology. (Shutterstock)

The integration aims to provide a user-friendly experience, allowing cardholders to convert fiat currency into crypto assets as easily as they would with any other purchase. This seamless process eliminates the need for setting up wallets or registering with exchanges, thereby lowering the barrier to entry for mainstream users.

"There's no doubt about it – people want to be able to easily connect to the digital assets ecosystem, and vice versa," said Raj Dhamodharan, Executive Vice President of Blockchain & Digital Assets at Mastercard. "That's why we continue to leverage our proven expertise and global payments network to bridge the gap between on-chain commerce and off-chain transactions."

The partnership is being seen as a pivotal move in bridging the gap between traditional finance and the decentralized economy. By enabling seamless onchain crypto purchases for Mastercard’s vast user base, the collaboration sets a new precedent for how legacy payment networks can interact with blockchain-based systems.

The collaboration also aligns with Mastercard's broader strategy to integrate blockchain technology into everyday transactions. The company has launched over 100 crypto-focused card programs globally, enabling its 3.5 billion cardholders to seamlessly move between fiat and cryptocurrencies.

The partnership between Chainlink and Mastercard represents a significant milestone in the convergence of traditional finance and decentralized finance. By enabling over 3 billion cardholders to purchase cryptocurrencies directly on-chain, the collaboration simplifies access to digital assets and paves the way for broader adoption of blockchain technology in everyday transactions.