Abu Dhabi, United Arab Emirates - First Abu Dhabi Bank (FAB) held its Annual General Meeting virtually today, where shareholders approved all agenda items, including the distribution of $2.41 billion (AED 8.84 billion) in cash dividends for the financial year ended 31 December 2025. The payout represents 80 fils per share and marks the largest cash dividend in the bank’s history. Shareholders registered as of 23 March 2026 - those who purchased shares on or before 19 March 2026 - will be eligible to receive the dividend.
Highlighting the strength of its strategy and disciplined execution, FAB ended 2025 as the largest bank in the Middle East and Africa, with total assets reaching AED $381.2 billion 1(.40 trillion). The milestone reinforces its position as the UAE’s global bank and a leading financial powerhouse in the region.
The dividend approval follows a year of record financial performance. FAB reported a 24% year-on-year rise in net profit to $5.75 billion (AED 21.11 billion)for FY 2025, capping a multi-year growth trajectory that has seen the Group double its net profit since 2020, supported by disciplined expansion, a strong balance sheet, and consistent execution across market cycles.
Double-digit net profit growth was supported by robust transaction volumes across a wide range of products and asset classes, stronger client engagement, increased cross-selling activity, and continued enhancement of the Group’s investment offerings.
During 2025, FAB strengthened its leadership position in the UAE while further expanding its international presence across more than 20 markets. Growth in cross-border lending and deposit flows was driven by key corridors in Europe, Asia, and the wider MENA region. Key expansion milestones included the launch of operations in Turkey and India’s GIFT City, landmark transactions in Nigeria, and continued progress toward establishing a subsidiary in France.
The year also marked a major acceleration in FAB’s artificial intelligence journey. AI adoption was embedded across the organisation, with Microsoft Copilot rolled out to all employees and supported by a growing ecosystem of more than 1,000 AI agents. A range of use cases is being developed across trade, payments, compliance, finance, and customer operations, helping deliver measurable gains in productivity, efficiency, and client experience. FAB’s AI Innovation Hub, alongside its Responsible AI governance framework, continues to formalise the deployment of AI and strengthen the Group’s position at the forefront of intelligence-driven banking.
His Highness Sheikh Tahnoon Bin Zayed Al Nahyan, Chairman of FAB, said: “In 2025, FAB delivered a strong and resilient performance, reflecting sustained progress in building scale, diversification, and long-term value. The Group achieved record profitability, supported by robust operating income growth, improved asset quality, and disciplined cost management. A diversified revenue mix and a sector-leading cost-to-income ratio reinforced the resilience of our business model across economic cycles.
Strong capital and liquidity positions remained a defining feature of the Group, with capital ratios comfortably exceeding regulatory requirements. This strength allowed FAB to continue supporting clients and key sectors while maintaining balance sheet flexibility and prudent risk management.
Throughout the year, FAB played a vital role in financing the real economy, backing major renewable energy and infrastructure projects, advancing strategic and innovation-driven industries, and supporting the growth of SMEs and national champions. The bank also served as a key institutional partner to government entities, sovereign wealth funds, and private sector organisations.
These efforts align closely with the UAE’s economic diversification strategy, reinforcing the country’s position as a global hub for capital, trade, and technology. FAB also continued to expand its international presence, linking the GCC with Asia, Europe, and Africa through a network spanning more than 20 jurisdictions and strengthening key corridors that facilitate trade and investment flows.
Hana Al Rostamani, Group Chief Executive Officer of FAB, said: “In 2025, FAB accelerated regional momentum, strengthened corridor activity, expanded its international footprint and embedded AI across the bank to maximise cross-border trade and investment opportunities.
Group revenue reached $9.99 billion (AED 36.68 billion), while net profit rose to $5.75 billion (AED 21.11 billion). Return on Tangible Equity stood at 19.2%, significantly exceeding the bank’s medium-term guidance and reinforcing FAB’s position among the world’s most profitable AA-rated banks. Reflecting this strong performance, shareholders approved a cash dividend of $0.218 per share (80 fils per share) for the 2025 financial year, representing a total payout of $2.41 billion (AED 8.84 billion), the largest cash dividend in the bank’s history.
Re-elected Board of Directors include:
H.H. Sheikh Tahnoon bin Zayed Al Nahyan
H.E. Sheikh Mohamed bin Saif bin Mohamed Al Nahyan
H.E. Jassem Mohammed Buatabh Al Zaabi
H.E. Dr. Sultan Ahmed Al Jaber
H.E. Mariam bint Mohammed Saeed Hareb Al Mheiri
H.E. Sheikh Ahmed Mohd Sultan S. Al Dhaheri
H.E. Mohammed Thani Murshed Ghannam Al Rumaithi
H.E. Mohamed Saif Al Suwaidi
H.E. Waleed Al Mokarrab Al Muhairi
H.E. Homaid Abdulla Al Shimmari
H.E. Khalifa Ateeq Al Mazrouei
At the meeting, FAB also updated shareholders on recent regional developments, confirming that all banking services, digital platforms, and customer engagement channels are fully operational. The Group said it continues to operate with resilience across the UAE and its international network, supported by strong enterprise and business continuity frameworks.
