Botim Money Rolls Out Digital Silver Investing in the UAE

The development builds on the platform’s earlier entry into digital gold and reflects growing retail interest in accessible precious metals investing.

The new digital silver feature is integrated directly within Botim Money’s “Invest” section, enabling users to gain exposure to silver without the logistical challenges traditionally associated with physical bullion ownership. Instead of purchasing and storing physical metal, investors can hold fractional amounts digitally within the app.

The launch follows strong engagement with Botim Money’s digital gold product, which has seen significant trading activity since its introduction. The company reported more than 128,000 in-app gold trades totaling over $27.2 million (AED 100 million), signaling sustained demand among users for alternative asset exposure through mobile channels.

Sacha Haider, Chief Operating Officer of Astra Tech and botim, said: “We were the first fintech platform to announce plans for a digital gold investment portfolio within botim’s fintech ecosystem in 2023, in partnership with OGold. Since launch, fractional investing has removed traditional minimum investment thresholds that historically limited participation and driven notable growth in usage. Extended to silver and bombined with botim’s ease of use and scale, this creates a seamless and inclusive pathway for users to begin investing with confidence.”

The silver offering is being introduced in partnership with OGold, a digital bullion platform. The collaboration is designed to allow users to access silver investments in a simplified and digitally managed format.

Bandar Alothman, Chairman & Founder at OGold, stated: "As an Emirati company, our goal at OGold is to make precious metal ownership simple, accessible, and secure for everyone. Partnering with a platform as widely used as botim allows us to extend these innovative silver earning solutions to millions of users. This is a gamechanger for democratizing access to timeless assets through Silver Wakalah, which ensures your silver is not a stagnant investment. Instead of just sitting in a vault, your silver is put to work to grow your wealth with just a few taps.”

The structure incorporates a “Silver Wakalah” model. The company positions the product as both accessible and structured in a way that supports productive asset management rather than passive holding.

Botim, originally known primarily as a communications app in the UAE, has steadily expanded into financial services under Astra Tech’s broader digital ecosystem strategy. Over time, the platform has added payments, remittance, and investment capabilities, positioning itself as a multi-service digital application rather than a standalone messaging tool.

The introduction of digital silver signals a continued push toward democratizing access to traditionally high-barrier asset classes. Precious metals, particularly gold and silver, have historically required significant upfront capital and physical custody considerations. By lowering the minimum entry point to $2.72 (AED 10), Botim Money is targeting a wider segment of retail users who may be exploring diversification options for the first time.

Silver itself occupies a distinctive place in global markets due to its dual role as both a precious metal and an industrial commodity. That combination often makes it appealing to investors seeking exposure beyond traditional equities or savings products, especially during periods of broader market uncertainty.

Within the app, eligible users can track the value of their holdings, execute transactions, and monitor performance directly from their mobile devices. The fully digital format removes the need for third-party vaulting arrangements or physical delivery, instead embedding the investment experience within a regulated financial framework.

The launch also reflects a broader trend in regional fintech innovation, where digital platforms are increasingly offering alternative investment products through simplified user interfaces. By integrating precious metals into an everyday app experience, Botim Money is effectively blending traditional wealth preservation instruments with modern mobile finance.